James Odell of Virginia said the easiest part of getting his free credit report online in October 2009 was selecting which of the three credit bureau reports he wanted.
After that, I found it quite confusing trying to stick strictly with the free site when it kept giving links to other places and advertising ads, Odell wrote in his comment. Make this form simple: Remove all the ads and you get your credit report within minutes!
IF people want their credit score or other services they can credit report number Kentucky get them after the 'credit report number Kentucky free' credit report is shown to them online. Rules go too far, industry group says In the five years credit report number Kentucky since the free credit report rules went into effect, about 150 million free credit reports have been sent to consumers, according to comments filed by Stuart Pratt, president and CEO of the credit report number Kentucky Consumer Data Industry Association (CDIA), a trade group representing the major credit reporting bureaus. on line free credit report The group contends the FTC is overstepping its authority by banning special offers and ads while free credit report requests are processed. The credit report number Kentucky rule's coverage ends once a consumer requests the free credit report number Kentucky file disclosure; it does not extend beyond that point, Pratt asserts.
In addition, the group argues, banning the credit report number Kentucky ads violates the bureaus' right to free expression.
They argue that getting a credit score along with the free credit report enables consumers to learn how information in their credit report files affects credit report number Kentucky their credit score. free credit report act Pratt notes that the proposed rules don't go far enough in curbing practices of third-party commercial sites that aren't affiliated with the three major CRAs, but charge fees for consumers to obtain free credit reports. The FTC's proposed rule does not focus on these kinds of abuses, he writes.
Charles Burnett, president of Evergreen Credit Reporting, a small Nevada CRA that operates creditreporting.com, said in comments his credit report number Kentucky business will be affected by the proposed rule requiring any Internet sites that offer free credit reports set up a separate Web page (called a landing page) that includes the FTC disclosure: This is not the free credit report provided for by federal law.
To get credit report number Kentucky your free report, visit www.AnnualCreditReport.com or call (877) 322-8228. Burnett called the rule extreme, adding the landing page will direct most if not all potential customers credit report number Kentucky to the government website whether credit report number Kentucky the customer is looking for the free annual credit report under law or not. how to get free credit reports He adds: We do not attempt to mislead consumers, but we do generate revenue for our company by credit report number Kentucky selling credit reports and related products to consumers, and we are sensitive to FTC requirements that may adversely affect credit report number Kentucky our ability to sell legitimate products. Chamber of Commerce also filed comments objecting to credit report number Kentucky the separate landing page requirement.
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